Terms of Service — True Faith Policy LLC

Terms of Service

Last Updated: February 25, 2025

Please read these Terms of Service ("Terms") carefully before using the website and services provided by True Faith Policy LLC ("we," "us," or "our"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree, please do not use our Service.

1. Use of Service

True Faith Policy LLC provides an educational quiz and lead generation service to connect individuals with licensed insurance professionals. By using our Service, you agree to:

  • Provide accurate, current, and complete information when submitting our forms
  • Use the Service only for lawful purposes
  • Not attempt to interfere with or disrupt the operation of our website or services
  • Not use automated systems to access or scrape our website without permission

2. Educational Purpose Only

The content provided through our Service, including quiz results and any associated materials, is for educational and informational purposes only. It does not constitute financial, investment, tax, or legal advice.

Results vary based on individual circumstances. Past performance of any financial product is not indicative of future results. No guarantees of performance are made or implied. Always consult a qualified licensed professional before making any financial decisions.

3. SMS and Communication Consent

By submitting your phone number through our quiz form, you expressly consent to receive SMS text messages from True Faith Policy LLC. These may include:

  • One-time passcode (OTP) verification messages
  • Appointment confirmations and reminders
  • Follow-up communications related to your inquiry
  • Educational content about IUL insurance and retirement planning

Message frequency may vary. Message and data rates may apply.

To opt out at any time, reply STOP to any message. For help, reply HELP or email us at [email protected].

We do not share your mobile number with third parties for marketing purposes.

4. No Financial or Insurance Advice

True Faith Policy LLC is a marketing and lead generation service. We are not a licensed insurance company, financial advisor, or registered investment advisor. Any connection to a licensed insurance professional through our platform does not constitute a formal advisory relationship until one is established directly with that professional.

Insurance products described or referenced on our platform, including Indexed Universal Life (IUL) insurance, involve risk and are subject to market conditions, policy terms, and individual eligibility requirements.

5. Third-Party Services

Our Service may involve third-party platforms including but not limited to:

  • Meta (Facebook/Instagram): For advertising and pixel tracking
  • GoHighLevel (GHL): For CRM and communication management
  • Calendly: For appointment scheduling
  • Google: For calendar integration and analytics

Your use of these third-party services is subject to their respective terms and privacy policies. We are not responsible for the practices of these third parties.

6. Intellectual Property

All content on this website, including text, graphics, logos, and quiz content, is the property of True Faith Policy LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our express written consent.

7. Disclaimer of Warranties

Our Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:

  • The Service will be uninterrupted or error-free
  • Any results or information provided will be accurate or complete
  • The Service will meet your specific requirements

8. Limitation of Liability

To the fullest extent permitted by law, True Faith Policy LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our Service. Our total liability for any claims arising under these Terms shall not exceed the amount you paid to use our Service, if any.

9. Indemnification

You agree to indemnify and hold harmless True Faith Policy LLC and its affiliates, officers, agents, and employees from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Service or your violation of these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which True Faith Policy LLC operates, without regard to its conflict of law provisions.

11. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with a revised "Last Updated" date. Your continued use of the Service after any changes constitutes your acceptance of the new Terms.

Carrier Liability

Carriers (such as AT&T, Verizon, and T-Mobile) are not liable for delayed or undelivered messages. Message delivery is subject to the terms of your mobile carrier.

Age Restriction

This Service is intended for individuals who are 18 years of age or older. By using this Service, you confirm that you meet this age requirement. We do not knowingly collect information from individuals under 18.

Privacy Policy

For more information on how we collect and use your data, please review our full Privacy Policy at: https://truefaithpolicy.com/privacy-policy

12. Contact Us

If you have any questions about these Terms, please contact us:

True Faith Policy LLC
Email: [email protected]
Website: truefaithpolicy.com